Supplemental Insurance is a type of personal coverage designed to fill the gaps and compliment your current WCB, EI, group or spousal plan. It is NOT designed to REPLACE your current plan. It can help "TOP UP" the benefits that you are entitled to when the unexpected occurs. It also pays out for a lot of accidents and sicknesses that your current plan may NOT cover. With our unique and customizable products it is easy to see why we are the industries best kept secret.
THE INSURANCE INDUSTRIES
Best Kept Secret
A hair stylist had complications with an IUD. Has Outpatient and Hospital Essential plans.
We have a variety of options to choose from and our packages can be customized to meet your needs, budget and concerns. We can cover individuals, families and businesses. Whether you are employed, self employed, a student, or retired we have policies for you. From newborn to age 85, we cover any occupation, sport, hobby or activity at any time on or off work.
Our qualification process is simple! While everyone qualifies for our accident or injury coverage. Our sickness qualifications are determined through a simple health questionnaire with no complex medical testing.
Your coverage pays cash directly to you, in addition to benefits provided by any other insurance company. There is no waiting period or deductible and no premium increase if you make a claim.
We offer individuals and families coverage solutions that don’t discriminate. Regardless of income, pre-existing conditions, occupation or what you like to do in your free time everyone qualifies for an accident plan. A distinct feature is that premiums never increase based on the claims you make!
I am a massage therapist and a few months ago I broke my thumb and was not able to work for a while. Debbie walked me through everything and was with me ever step of the way from the moment I left the doctors office to the moment my claim was approved. Excellent service, highly recommend.
My Name is Jennifer and I want to talk a little bit about my experience with Debbie Shearer and Combined insurance. As a massage therapist, my body/hands/thumbs etc, are vitally important to be able to do my chosen career effectively. If my body is broken, I can not provide for my self or my family (aka fur family). Debbie took the time to go over my personal concerns, evaluated my current insurance coverage and explain to me what would be beneficial if in the off chance (knock on wood) I were to get injured and be unable to treat my clients and therefore earn an income. She was thorough and kind and really worked with me to customize and find the best solution for my needs. I highly recommend taking a moment to meet her and see how she can help you. Like she always says, protect your greatest asset… YOU.
As a private business owner I was extremely worried about something happening to myself especially during the whole covid-19 situation. When I heard about Debbie's wonderful insurance solution I instantly saw the value in protecting myself. I signed up right away and recently just made my first claim when covid finally caught up to me. Debbie provided excellent personable service and was extremely knowledgeable in providing all the details you need to know about all the various insurance policies. Super happy and highly recommend!